Loan Officer

POSITION OVERVIEW: Loan Consultant will represent Housing Financial Corp in their assigned territory  and is responsible for increasing Housing Financial Corp presence by selling the opportunity to do business with HFC.​ Examples: Real Estate Agents, Financial Planners, Title Companies, Attorneys, Accountants, Professional Organizations and Builders.​

RESPONSIBILITIES:

• Cold calls or makes direct contact with consumers or business to sell Housing Financial Corp products and loan processing service (requires 70%​ of time devoted to this area).​
• Responsible for marketing Housing Financial Corp as a lender of choice.​
• Will work with our Marketing Department to develop communication for continued increased presence in assigned territory.​
• Originate residential loans to comply with company guidelines and ensure compliance to quality control standards.​
• Coordinate the communication between the consumer/​business and the assigned Loan Processor.​
• Oversees the mortgage application process for submission to loan processing and underwriting departments.​
• Assists in negotiation of terms and follows through to closing.

Required: Valid Driver’s license and appropriate levels of auto insurance required.​  Access to an automobile to regularly visit customer accounts is required for 70%​ of working time.​  Employee must be able to travel if servicing a large geographic territory.​ 

EXPERIENCE:

• NMLS registration and endorsement is required.​
• Valid DRE License is required.​
• Two to five years of real estate lending
• Ability to work independently in a fast-paced environment.​
• Intermediate experience with Microsoft suite of products.​
• Excellent Internal and External Customer Service.​
• Resourceful
• Be able to work as part of a team
• High level of integrity
• Adapts well to change
• Excellent verbal and written communication skills for presentations
• Self starter